:root {
  --bg: #0B0F1A;
  --bg-alt: #111827;
  --surface: #1a2235;
  --surface-2: #1f2d45;
  --fg: #F0F4FF;
  --fg-muted: #8899BB;
  --accent: #F5A623;
  --accent-dim: #8B5E0A;
  --green: #34D399;
  --amber: #FBBF24;
  --red: #F87171;
  --border: #1e2d4a;
  --mono: 'DM Mono', monospace;
  --serif: 'Fraunces', serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  background: var(--bg);
  color: var(--fg);
  font-family: 'DM Sans', sans-serif;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

/* ── LANDING NAV ── */
.landing-nav {
  background: var(--bg-alt);
  border-bottom: 1px solid var(--border);
  padding: 0 60px;
  height: 50px;
  display: flex;
  align-items: center;
}

.landing-nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  max-width: 1400px;
  margin: 0 auto;
}

.landing-nav-logo {
  font-family: var(--mono);
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.15em;
  color: var(--fg);
}

.landing-nav-link {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.1em;
  color: var(--accent);
  text-decoration: none;
  padding: 6px 14px;
  border: 1px solid var(--accent-dim);
  border-radius: 4px;
  transition: background 0.15s, border-color 0.15s;
}

.landing-nav-link:hover {
  background: rgba(245,166,35,0.08);
  border-color: var(--accent);
}

/* ── HERO ── */
.hero {
  padding: 80px 60px 100px;
  background: linear-gradient(160deg, #0B0F1A 0%, #0F1628 60%, #131D30 100%);
  border-bottom: 1px solid var(--border);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  max-width: 1400px;
  margin: 0 auto;
}

.hero-badge {
  display: inline-block;
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.2em;
  color: var(--accent);
  border: 1px solid var(--accent-dim);
  padding: 5px 12px;
  margin-bottom: 28px;
}

.hero-headline {
  font-family: var(--serif);
  font-size: clamp(42px, 5vw, 68px);
  font-weight: 700;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--fg);
  margin-bottom: 24px;
}

.hero-sub {
  font-size: 17px;
  line-height: 1.65;
  color: var(--fg-muted);
  max-width: 480px;
  margin-bottom: 44px;
}

.hero-stats {
  display: flex;
  gap: 32px;
  align-items: center;
}

.stat { display: flex; flex-direction: column; gap: 4px; }

.stat-value {
  font-family: var(--mono);
  font-size: 24px;
  font-weight: 500;
  color: var(--accent);
}

.stat-label {
  font-size: 11px;
  color: var(--fg-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.stat-divider {
  width: 1px;
  height: 40px;
  background: var(--border);
}

/* ── MONITOR FRAME ── */
.monitor-frame {
  background: #07090F;
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 40px 80px rgba(0,0,0,0.6), 0 0 0 1px rgba(245,166,35,0.1);
}

.monitor-header {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 16px;
  background: var(--surface);
  border-bottom: 1px solid var(--border);
}

.monitor-dot {
  width: 10px; height: 10px;
  border-radius: 50%;
}
.dot-red { background: #EF4444; }
.dot-amber { background: #F59E0B; }
.dot-green { background: #10B981; }

.monitor-title {
  font-family: var(--mono);
  font-size: 10px;
  color: var(--fg-muted);
  letter-spacing: 0.12em;
  margin-left: 8px;
}

.monitor-status {
  margin-left: auto;
  font-family: var(--mono);
  font-size: 9px;
  color: var(--green);
  letter-spacing: 0.15em;
  padding: 3px 8px;
  border: 1px solid rgba(52,211,153,0.3);
  border-radius: 4px;
}

.monitor-body { padding: 16px; }

.alert-row {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: rgba(248,113,113,0.08);
  border: 1px solid rgba(248,113,113,0.25);
  border-radius: 8px;
  padding: 12px;
  margin-bottom: 16px;
}

.alert-badge {
  font-family: var(--mono);
  font-size: 9px;
  letter-spacing: 0.15em;
  color: var(--red);
  background: rgba(248,113,113,0.15);
  border: 1px solid rgba(248,113,113,0.4);
  padding: 4px 8px;
  border-radius: 4px;
  white-space: nowrap;
}

.alert-detail { display: flex; flex-direction: column; gap: 3px; }
.alert-loan { font-size: 13px; font-weight: 600; color: var(--fg); }
.alert-cov { font-family: var(--mono); font-size: 11px; color: var(--red); }
.alert-time { font-size: 10px; color: var(--fg-muted); }

.loan-rows { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }

.loan-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 8px 12px;
  border-radius: 6px;
  border: 1px solid;
}

.row-ok { background: rgba(52,211,153,0.04); border-color: rgba(52,211,153,0.15); }
.row-warn { background: rgba(251,191,36,0.06); border-color: rgba(251,191,36,0.2); }
.row-watch { background: rgba(99,179,237,0.05); border-color: rgba(99,179,237,0.15); }

.loan-name { font-size: 12px; color: var(--fg); flex: 1; }
.loan-ltv { font-family: var(--mono); font-size: 11px; color: var(--fg-muted); }

.loan-status {
  font-family: var(--mono);
  font-size: 9px;
  letter-spacing: 0.12em;
  padding: 3px 8px;
  border-radius: 4px;
}
.status-clear { color: var(--green); background: rgba(52,211,153,0.1); border: 1px solid rgba(52,211,153,0.25); }
.status-drift { color: var(--amber); background: rgba(251,191,36,0.1); border: 1px solid rgba(251,191,36,0.25); }
.status-watch { color: #60A5FA; background: rgba(96,165,250,0.1); border: 1px solid rgba(96,165,250,0.25); }

.portfolio-score {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 12px;
  background: var(--surface);
  border-radius: 6px;
  border: 1px solid var(--border);
}

.score-label { font-size: 11px; color: var(--fg-muted); }
.score-elevated {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.12em;
  color: var(--amber);
  background: rgba(251,191,36,0.1);
  border: 1px solid rgba(251,191,36,0.25);
  padding: 4px 10px;
  border-radius: 4px;
}

/* ── HOW IT WORKS ── */
.howitworks {
  padding: 100px 60px;
  background: var(--bg-alt);
  border-bottom: 1px solid var(--border);
}

.section-label {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.2em;
  color: var(--accent);
  text-transform: uppercase;
  margin-bottom: 16px;
}

.section-headline {
  font-family: var(--serif);
  font-size: clamp(28px, 3.5vw, 48px);
  font-weight: 600;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--fg);
  max-width: 700px;
  margin-bottom: 16px;
}

.section-body {
  font-size: 16px;
  line-height: 1.6;
  color: var(--fg-muted);
  max-width: 640px;
  margin-bottom: 60px;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
  max-width: 1400px;
  margin: 0 auto;
}

.step { display: flex; flex-direction: column; gap: 12px; }

.step-num {
  font-family: var(--mono);
  font-size: 11px;
  color: var(--accent);
  letter-spacing: 0.1em;
}

.step-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--fg);
  line-height: 1.3;
}

.step-desc {
  font-size: 13px;
  line-height: 1.6;
  color: var(--fg-muted);
}

/* ── INTELLIGENCE ── */
.intelligence {
  padding: 100px 60px;
  background: var(--bg);
  border-bottom: 1px solid var(--border);
}

.intell-header {
  max-width: 1400px;
  margin: 0 auto 60px;
}

.risk-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  max-width: 1400px;
  margin: 0 auto;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
}

.risk-card {
  background: var(--bg-alt);
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: background 0.2s;
}

.risk-card:hover { background: var(--surface); }

.risk-icon {
  font-size: 18px;
  color: var(--accent);
  line-height: 1;
}

.risk-title {
  font-size: 15px;
  font-weight: 600;
  color: var(--fg);
}

.risk-desc {
  font-size: 13px;
  line-height: 1.6;
  color: var(--fg-muted);
}

/* ── WHO IT'S FOR ── */
.whoforit {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 80px;
  padding: 100px 60px;
  background: var(--bg-alt);
  border-bottom: 1px solid var(--border);
  align-items: start;
  max-width: 1400px;
  margin: 0 auto;
}

.persona-list { display: flex; flex-direction: column; gap: 28px; margin-bottom: 44px; }

.persona {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.persona-check {
  font-size: 16px;
  color: var(--accent);
  margin-top: 2px;
  flex-shrink: 0;
}

.persona strong { font-size: 15px; color: var(--fg); display: block; margin-bottom: 4px; }
.persona p { font-size: 13px; color: var(--fg-muted); line-height: 1.5; }

.pricing-note {
  display: flex;
  align-items: baseline;
  gap: 12px;
  padding: 20px 24px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 10px;
  width: fit-content;
}

.pricing-label { font-size: 12px; color: var(--fg-muted); }

.pricing-value {
  font-family: var(--mono);
  font-size: 28px;
  font-weight: 500;
  color: var(--fg);
}

.pricing-per { font-size: 14px; color: var(--fg-muted); }

.pricing-tag {
  font-family: var(--mono);
  font-size: 10px;
  color: var(--fg-muted);
  letter-spacing: 0.08em;
}

.quote-block {
  background: var(--surface);
  border: 1px solid var(--border);
  border-left: 3px solid var(--accent);
  border-radius: 0 10px 10px 0;
  padding: 32px;
}

.quote-text {
  font-family: var(--serif);
  font-size: 18px;
  font-style: italic;
  line-height: 1.6;
  color: var(--fg);
  margin-bottom: 20px;
}

.quote-attr {
  font-size: 12px;
  color: var(--fg-muted);
}

/* ── MANIFESTO ── */
.manifesto {
  padding: 100px 60px;
  background: var(--bg);
  border-bottom: 1px solid var(--border);
}

.manifesto-inner {
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.manifesto-text {
  font-size: 18px;
  line-height: 1.75;
  color: var(--fg-muted);
}

.manifesto-text strong { color: var(--fg); }

.manifesto-cta {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding-top: 16px;
  border-top: 1px solid var(--border);
  margin-top: 8px;
}

.manifesto-line {
  font-family: var(--mono);
  font-size: 12px;
  letter-spacing: 0.08em;
  color: var(--accent);
}

/* ── FOOTER ── */
.footer {
  padding: 40px 60px;
  background: var(--bg-alt);
}

.footer-inner {
  max-width: 1400px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.footer-logo {
  font-family: var(--mono);
  font-size: 18px;
  font-weight: 500;
  letter-spacing: 0.12em;
  color: var(--fg);
  margin-bottom: 6px;
}

.accent { color: var(--accent); }

.footer-tagline {
  font-size: 13px;
  color: var(--fg-muted);
}

.footer-meta {
  font-family: var(--mono);
  font-size: 11px;
  color: var(--fg-muted);
  letter-spacing: 0.08em;
}

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; gap: 60px; }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .risk-grid { grid-template-columns: repeat(2, 1fr); }
  .whoforit { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  .hero, .howitworks, .intelligence, .whoforit, .manifesto, .footer {
    padding: 60px 24px;
  }
  .steps-grid { grid-template-columns: 1fr; }
  .risk-grid { grid-template-columns: 1fr; }
  .hero-stats { flex-wrap: wrap; gap: 20px; }
  .footer-inner { flex-direction: column; gap: 16px; text-align: center; }
}